Clear to Close (But First, 87 More Conditions)
Broker: We're clear to close Lender: After a 'quick' refresh - T-12, rent roll, SNDAs, estoppels, roof cert, and a Phase I for the parking lot ghost Appraiser: Used a corn silo comp 48 miles away - still 'market' Me at 2:07 AM in Excel: hide Column J -> DSCR = 1.25x; Client: why does my rate lock die Friday 4:59 PM? šµāš«
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