When Your 1.35 DSCR Meets the Lender's Tiny Stress Test
- ricklahkar
- 3 days ago
- 1 min read
Proforma: DSCR 1.35 and a 6 cap — living the dream Lender after 'small' stress test: taxes + insurance + reserves = 0.99 Client: just 'optimize NOI' and still hit 65% LTV 🙂 Me at 2:12am: doing INDEX/MATCH Excel crimes on the T12 while the cap rate ghosted 📉
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