Broker Said 'Cleared to Close'—Lender Heard 'Start Over'
Broker: We’re clear to close Lender: Drop updated T-12, estoppels, Phase I addendum, and a selfie with the DSCR Appraiser: Applied a 300 bps 'Vibe Adjustment' because the parking lot felt introverted Me @ 1:47 AM: Rebuilding the model for the 6th time, still at 1.24x—coffee is now recourse ☕️😂
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