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Turnkey Listing: Comes With Free Roof From 1989 and a Surprise TI Bill

Owner: It's turnkey Me: Then why does the TI budget start with a 4 and end with /sf Lender: Need updated rent roll, SNDA, estoppels, Phase I, and your firstborn by 3pm Excel: Throws #REF! at 2:59pm 🤡

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PSA Says As-Is, Roof Says As-If

Client: It's turnkey Roof: Turns key... into indoor waterfall Lender: Need updated rent roll, SNDA, estoppels, and proof the parking lot is real Me underwriting at 2 a.m.: If I add back hope and duct

 
 
 
Broker vs Lender vs Appraiser: The DSCR Hunger Games

Broker: DSCR pencils at 1.35 easy Lender: After one tiny stress test it's 1.19 and your LTV is vibes Client: Can we close Friday? Appraiser: Comped your Class A to a llama barn 40 miles away 📉 Me at

 
 
 

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