CRE Due Diligence: Expectation vs Who Put This Tank Here?

Client: We close Friday? Me (broker): After title, estoppels, SNDA, Phase I, roof report, CAM audit, and a sacrificial spreadsheet Lender: Need rent roll notarized, zoning comfort, and an environmental letter from the Jurassic Seller: Also… minor detail: underground storage tank waved 👋 Me at 1:02 AM: Re-underwriting like it’s cardio 😵‍💫